Commercial

 

  • Aircraft, Boats, Cars & RV’s
  • Business Finance
  • Computer, Fitouts and Office Equipment
  • Equipment
  • Heavy Machinery & Transport
  • Hospitality & Retail
  • Property
  • Rental & Operating Leases
  • Funding Methods
  • Property

 

Commercial Property Finance

Giving your business a home.

Right from its inception, Financecorporation has helped businesses purchase commercial property. And as these businesses have grown, we’ve grown too.

From factories to warehouses, offices to retail outlets, Financecorporation has proven expertise when it comes to all forms of real estate finance. We spend much of our time in commercial property finance so we have become very good at it.

Putting you in the best light.

We act as your advocates in sourcing funds from over 20 of the country’s leading financiers. Financecorporation has the financial clout to source the commercial property loan you need on terms to suit your business.

Deal with one person, all the time.

The person you make initial contact with will be your point of contact throughout the property finance process, and beyond. So unlike the banks where you may be palmed off from one junior to another, at Financecorporation you deal with experienced commercial property experts all the way.

When you eventually move into the premises, you may need equipment finance, or need to do a fit out. Naturally, Financecorporation can come to the party here as well.

Our intellectual property.

  • Commercial property loans from $50,000 to $500 million.
  • We can access financiers who will lend 70 – 80% of the purchase price.
  • To arrange 100% finance, we can top up the balance with the equity available in your existing residential or commercial properties.
  • Fixed or variable interest rates, interest only or principal & interest structures.
  • Terms from 5 to 20 years.
  • Financecorporation can arrange an approval in principle giving you the comfort knowing that your commercial property loan is conditionally approved. This allows you to confidently make an offer on a property or take the next step in reaching your goal.
  • Our property finance experts will visit you saving you time, then can get your loan approval underway faster.
  • We will do all the paper work for you guiding you through the application process to settlement.
  • Financecorporation will keep you informed every step of the way.
  • Your commercial property broker will be your point of contact well after your loan has settled.


One Response to Commercial

  1. claudio says:

    No rationale for SME credit regulation
    By Ben Abbott | 16 Aug 2010 Small business borrowers are adequately protected by existing legislation and do not require further regulation under the National Credit Reform Phase 2 legislation, according to a group of WA brokers.

    Finance Solutions’ Raymond Weir, in concert with an informal group of brokers involved in the small business and private mortgage market, has put forward comment as part of the Phase 2 consultation, which ended last week.

    Weir argues the Trade Practices Act, the ASIC Act and state fair trading laws have protected small business borrowers in the past, and the incidence of complaints from this type of borrower has been negligible. They can also avail themselves of remedies including industry codes, such as the Banking Code of Practice.

    “Further government regulation of credit for small business borrowers is not sought by any stakeholder or consumer advocate and is unwarranted,” the submission states. “Any further regulation of credit for small business should be limited to requiring the credit provider or intermediary to hold adequate PI insurance and be a member of an EDR.”

    Weir argues further regulation could have negative effects on the sector. “If the government was to place a further layer of regulation upon credit for small business, similar to those applicable to personal borrowers, it is likely to restrict the availability of small business credit,” Weir said.

    Weir argues that persons owning and operating a small business either as a Sole Trader, Partner or Company Director are to his mind sufficiently experienced and knowledgeable to protect their own interests when obtaining credit.

    He said further regulation was likely to further restrict already depleted competition in the banking sector, as non-bank lenders – experienced in meeting the often special needs of small business borrowers – may be forced out of the market, as they face difficulties in meeting extensive compliance standards.

    The provision of “start-up” finance, often secured by the family home or an investment property, is better served by more flexible and less risk averse non-bank and private lenders, he adds.

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